USDA Hemp Insurance Program Application Deadline is 3/15

The USDA Hemp Program for Risk Management deadline is Sunday, March 15, 2020. This is HUGE for all cultivators in the hemp growing industry. Let’s rewind and see what the USDA hemp insurance program covers.

The USDA offers three hemp programs:


Multi-Peril Crop Insurance (MPCI) protects against loss of yield for hemp. The loss must be due to insurable causes. The hemp can be grown for fiber, grain or CBD oil. MPC insurance is available in 21 states: Alabama, California, Colorado, Illinois, Indiana, Kansas, Kentucky, Maine, Michigan, Minnesota, Montana, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Tennessee, Virginia, and Wisconsin.


NAP covers loss of hemp yield due to disaster. The hemp must be grown for fiber, grain, seed, or CBD. NAP insurance is available nationwide.


WFRP is insurance that covers all revenue for commodities produced on the farm. This includes hemp grown for fiber, flower, or seeds. The insured revenue can go up to $8.5 million. WFRP insurance is available nationwide.

Who is eligible for USDA hemp insurance?

The USDA hemp insurance program was originally outlined in the 2018 Farm Bill. All hemp growers must have a license to grow hemp in order to apply. They must also follow all state, tribal, or federal regulations.

The hemp grower must also supply the USDA with a processor contract, as well as an acreage report by August 15, 2020.

Does the hemp need to be tested for THC levels?

As we’ve previously touched on our blog, the USDA just eased THC testing rules for hemp growers. This was a big victory for hemp farmers nationwide.

The short answer is, yes, you still need to test your hemp yield for THC levels. The hemp must be below 0.3% THC in order to be insured. If the hemp is over that level, it is not fit for production; it is also not an insurable loss.

How to apply for the USDA hemp insurance program

You can learn more about applying for the USDA hemp insurance program at their hemp cultivation website.

You can also speak to a Full Spectrum rep for a quick and easy explanation on how to make sure your next crop is covered. Seriously, we’ll make it way easier than the long-winded answers the USDA offers. Our free consultation on USDA hemp rules will save you time and money.

Feel free to reach out at or by phone at (260) 202-0800.